“Borrower User” a borrower, broker, agent or other person that has created an account on the Site for purposes of making a loan request. “Lender User” a person that is legally allowed to make loans and is an authorized lender on the Site. “Site” that certain website known as raisal.com “Users” all Borrower Users and Lender Users. “You” or “your” refer to all Users.
2. General Information
3. Identification of Personal Information That We Collect
Personal Information is information that personally identifies a User. Personal Information includes that User’s name and contact information, including telephone, address, and e-mail. For Borrower Users, such information may, in some cases, also include date-of-birth, social security number, or such other non-public personal information, as well as financial information from a credit report or as provided to us, such as net worth, assets, liabilities, and other such information. It may also include information that identifies a User’s computer fingerprint, such as an IP address, browser type and version, and statistical data regarding page views on the Site. Personal Information also includes any information that you may provide on the Site or through any document uploaded to the Site. Like many site operators, we collect information that your browser sends whenever you visit our Site (“Log Data”).
4. Use of Personal Information
We do not sell your Personal Information. We use a Borrower User’s Personal Information only to verity identify, determine qualifications for a loan, locate potential Lenders to evaluate a loan request, and to otherwise provide the services to which we have been retained to provide. We do not share a Borrower’s telephone and email address with Lender Users unless the Borrower User has so authorized. We only share a Borrower User’s information to our third party service providers only to the extent necessary to provide services to you, such as customer service.
We do not sell your Personal Information. We only use your Personal Information for purposes of providing services as a broker as set forth in our agreement with Lender Users. Loan term information is only disclosed to a Borrower User as authorized by a Lender User in response to a loan request. We only share a Lender User’s information to our third party service providers only to the extent necessary to provide services to you, such as customer service.
5. Disclosure of Personal Information
We may disclose your Personal Information (a) in response to a legal document that requires disclosure, such as a subpoena, court order, discovery request, or an investigative demand from a law enforcement or other government agency; (b) in furtherance of our establishing, exercising, or defending our legal rights; (c) to defend against a lawsuit, claim, or other legal proceeding; (d) as otherwise required by law; (e) in connection with efforts to counter, prevent, or investigate illegal activity, fraud or other wrongdoing, on in connection with a recovery effort therewith; (f) to enforce the Site’s terms and conditions or other agreements or policies; and (g) as necessary in connection with a corporate transaction (e.g., merger, sale, acquisition, bankruptcy).
6. Cookies and Tracking Technologies
While the security of our User’s Personal Information is of the utmost importance to us, and while we use commercially acceptable means to protect your Personal Information, including Secure Sockets Layer (SSL) software and 256-bit encryption, we cannot guarantee its absolute security.
7. Reporting Compromises of Personal Information
If you believe your Personal Information has been compromised, you should contact us immediately by telephone at 1-855-300-1502 and send us an email to firstname.lastname@example.org with the details. You agree to cooperate with out investigation of any such reported security breaches. We reserve the right to close your account or require changes in login credentials in the event of a security breach.